Funeral Arrangements: Tips on Reducing the Expenses

Posted by on Nov 5, 2015 in Uncategorized | Comments Off on Funeral Arrangements: Tips on Reducing the Expenses

The loss of a close family member is emotionally draining and generally difficult, and it can result in extensive stress. The period can be particularly overwhelming if you are responsible for planning the funeral. Generally, you must consider diverse aspects such as the burial arrangement, take care of family accommodation and organise the ceremony. The cost of these funeral elements can be high, especially when you are working with limited financial resources. Here are some simple tips to help you reduce the cumulative expenses of funeral arrangements. Choose Immediate Burial or Direct Cremation There are different packages that are available in funeral homes, and your choice will affect the cost of the funeral process. The most convenient and economical choices are immediate burial and direct cremation. The immediate burial is ideal because it will allow you to bury the deceased loved one shortly after the death. It is the right choice if the important family member and friends are in the same geographical area. This will cut the costs associated with embalming and refrigeration. Cremation is a good choice because it can be performed in most funeral homes. The institution can package and deliver the ashes for an official ceremony. Additionally, the cemetery charges after cremation can be eliminated or reduced. Plan a Memorial A traditional funeral with the body present holds great significance. However, this type of package is expensive because you will require items such as a beautiful casket and special transportation services. If you want to limit the financial implications of the funeral, consider holding a memorial service. You can perform a private burial and invite people for the memorial after. The service can be held in your home, religious institution, local community centre or even the park. This will eliminate the charges of handling and transporting the body from the funeral home, to the cemetery and during the ceremony. Choosing a Casket or Urn The choice of casket or urn can affect the cumulative funeral expenses, so you should explore your options. If you cannot afford a fancy casket or urn, consider choosing alternatives made from wood veneer, plastic or engineered material printed with wood grain or patterns. You can also choose minimalist containers and cover them with attractive quilts. Finally, it is prudent to request assistance from a trusted friend during the funeral arrangement process. When you are overwhelmed with grief, it is easy to make emotional decisions that can compromise your financial well-being. An objective, but sensitive third party will guide through the funeral tasks with ease. For more information, contact a local funeral home like Tony Hollands...

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Three Things You Need to Know about Pre-Planning Your Funeral Arrangements

Posted by on Jun 29, 2015 in Uncategorized | Comments Off on Three Things You Need to Know about Pre-Planning Your Funeral Arrangements

The idea of pre-planning your funeral is something that many people consider to be part of insuring that your loved ones are taken care of when you pass. By having your funeral arrangements taken care of, you can ensure that your family can focus on the grieving process rather than on concerns over your burial and burial payments. Before you begin pre-planning your funeral arrangements, consider these three things that you should know. You Can Always Change Your Mind One misconception is that if you pre-plan your funeral and begin payments towards that plan, you can’t change your mind. The truth is, most funeral homes will allow you to change your mind and make changes to your plan. These changes may have a small fee depending on what they are. For example, if you want to go with a different casket then you may find yourself paying a small fee to make that change or to adjust the payment plan you have in place. Some homes may also allow you to change your plans but only during specified times of the year to prevent continuous or constant changes to the pre-planning account. You Can Cancel Your Plans There are times when you think that your plans are set in stone as far as where you want to be buried and the type of burial you want. In other cases, you may find that an unexpected move or life change will effect your plans. This may cause you to cancel your burial plans altogether and begin the planning process again later. There is a misconception that once you enter into an agreement for funeral arrangements there is no backing out. The truth with this misconception is that most funeral homes will have a clause allowing you to pay a small termination fee if you feel you need to cancel. Packages Aren’t Always Best You may be under the impression that a funeral package is the better option since it includes several options for a flat fee. The problem is that you may not need all of these options and you may be paying for things that you don’t want. Instead, use the pre-packaged bundles as a way to determine what you want and what you don’t want. Take those ideas to your funeral director and you may find that a package can be worked up specifically for your needs. These are just three of the things you need to know about pre-planning your funeral arrangements. If you are concerned about payments, changes to your funeral plans, or the process as a whole, then contact a funeral home like Fry Bros Funerals to learn...

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Planning Your Own Funeral: 4 Tips for People With Cancer

Posted by on May 13, 2015 in Uncategorized | Comments Off on Planning Your Own Funeral: 4 Tips for People With Cancer

Cancer can be a huge reminder of your mortality, and many people with cancer—whether is terminal or not—heed that reminder and plan their own funerals. If you have cancer and you want to plan your funeral in advance, that is relatively easy to do. Before you start planning your funeral, here are some tips to consider: 1. Prepare to encounter some possible disappointment or fear from friends or family If you haven’t been speaking openly about your death with your family, they may find it difficult to accept you planning your own funeral. Regardless of your prognosis, some family and friends may see planning a funeral as simply giving up the “fight” or “battle” against cancer. Be prepared to deal with the naysayers before you start planning. Be ready to reassure them that many people plan funerals in advance. You are not giving up but rather planning just in case. 2. Plan to address all aspects of the death ritual In most cases, planning a funeral involves addressing all aspects of the death process. Plan to make decisions on what you want done with your body (burial or cremation) as well as what songs you want played at your funeral service, what readings you want read and where you want the service held. Funeral directors like Lee Adam Funeral Services can help you address all of these needs. In fact, funeral homes offer something called a pre-need. A pre-need is essentially a prepaid, preplanned funeral package. 3. Involve your loved ones in the process One of the advantages of creating a pre-need is that you get to decide exactly how your funeral goes. You don’t have to worry about any well-meaning individuals injecting unwanted religious elements or any distasteful rituals into your funeral. However, funerals are for the survivors. If you want your funeral to give comfort and closure to your loved ones, ask them what they prefer. Although it may be difficult to talk about, getting your loved ones involved in the funeral planning can help everyone process what is happening. 4. Take notes on your funeral plans If you don’t have the money or interest in paying for a pre-need at a funeral home, you can still plan your funeral on your own. Simply, make notes on what you want and inform your family of your wishes. If possible, also set aside money to pay for the funeral or talk with your relatives about the...

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Your Guide to Pre-Planning Your Funeral

Posted by on Mar 31, 2015 in Uncategorized | 0 comments

Planning your own funeral can spare your loved ones from the emotional and financial burden of arranging your funeral in the future. A funeral director can walk you through your options and will take responsibility for carrying out your wishes when the time comes. You can choose to pay for your funeral expenses in a single lump sum or spread the payments out over several months. Here’s an overview of what’s involved: A Pre-Paid Funeral This option allows you to plan every aspect of your funeral and pay for it at today’s cost, so your loved ones won’t receive a bill later on if prices have increased since you planned your funeral. When you pay for your funeral in advance, your payment must be invested until your funeral takes place. This is a requirement of the Funerals Act. You will also be asked to make decisions about the following: Type of service Location of service Burial or cremation Content of service such as readings and music Coffin or casket style Floral arrangements Catering A Pre-Arranged Funeral This is similar to a pre-paid funeral, but no payment is made until your funeral takes place. You can arrange to pay for the costs with a funeral insurance plan or you can leave money with a family member to cover the cost of the funeral. The funeral director will work with a named person to fulfil your predetermined wishes, but the cost of the funeral will be based on prices at the time of your service and not the prices when you arranged your funeral. Three Essential Costs of a Funeral The cost of your funeral will depend on your specific requirements, so it is possible to reduce the cost and keep things simple by, for example, forgoing flowers or opting for your favourite song to be played on CD rather than by a pianist. However, there are three costs that are an essential part of planning any funeral. These are: Professional service fees, which are paid to the funeral director in exchange for arranging your funeral Coffin or casket cost, which will vary depending on the style you have chosen Cemetery or crematoria charges, which are set by your chosen facility and can’t be altered by your funeral director Try to discuss your wishes with your loved ones and give them a copy of your pre-paid funeral contract or have a copy filed with your will. This will allow them to ensure your wishes are carried out as set out in the contract and allow them to feel involved to some extent. If you’re pre-paid funeral comes as a complete surprise to them, they may feel hurt that you made plans in secret and not understand your reasons for wanting to arrange your own funeral. If you’d like more information on pre-planning your funeral, contact your local funeral home and schedule an appointment with the funeral director such as David W Bull. They can provide you with a price list and answer any questions you may...

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Becomign an Executor of an Estate: Planning a Funeral for a Long Lost Relation

Posted by on Feb 26, 2015 in Uncategorized | 0 comments

You’ve just been notified you are the “surprise” executor of an estate. Depending on your circumstances, it could be an estranged parent, an old lover who never took you off their will or a long lost relative whom you’ve never meet. Whether you met the deceased years ago or never at all, it can still be hard to plan their funeral services. Let these tips guide you: 1. Find out if the deceased has a pre-need Before doing any funeral planning, find out if the deceased had a pre-need. A pre-need is when a living person comes to a funeral home, arranges and pays for their funeral. If the deceased has a preneed, it should be noted in their paper work or in their will. 2. Respect the will Even if the individual did not book a pre-need funeral, his or her will may have information about his or her death wishes. If the will outlines any last wishes, abide by them out of respect. Some of the instructions you may find include preference between cremation and burial or even wishes about which music the deceased wanted played at the funeral. 3. Gain inspiration from their books and belongings If you cannot find any funeral instructions and you want to give your long lost relative a send off, draw inspiration from the deceased person’s books and belongings. If he or she has a lot of religious books, plan a religious funeral. If he or she has lots of natural items, host a funeral at a park or scatter his or her ashes into the wind. Consider selecting poems or readings from his or her books or songs from his or her music collection to read or play at the service. 4. Keep it simple and respectful Regardless of what you ultimately decided to read or include in the funeral, keep it simple and respectful. Unless you are paying for the funeral, the funds will need to be drawn from the deceased person’s estate, and you can keep costs under control by planning a simple or small funeral. 5. Let the funeral director guide you Whether you are navigating the difficult course of planning a funeral for someone with whom you’ve lost touch or someone whom you have never meet, look to the funeral director for help. These professionals have planned funerals for everyone from infants to seniors and from close family members to distant relations. They can help...

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